Definitions
The following capitalised terms carry defined meanings throughout these Terms of Use and all related Zerolev legal documents.
Acceptance of Risk
Access to and use of this Platform is granted on the strict condition that you have fully read, understood and accepted these Terms of Use and all associated risk disclosures. Your use of the Platform constitutes your legal and binding acceptance of this Agreement.
You expressly acknowledge and agree that your use of this Platform — including reading, browsing, relying upon, acting upon, sharing or otherwise engaging with any Content — is undertaken entirely at your own risk. Zerolev provides this Platform and all Content strictly on an "as is" and "as available" basis, without any warranty, guarantee, or representation of any kind, express or implied.
By continuing to use this Platform after reviewing this page, you are deemed to have given informed, unconditional consent to all terms contained herein. There is no mechanism to partially accept these terms — acceptance is all-or-nothing. If you do not agree, your only remedy is to immediately discontinue use of the Platform.
Continued use of www.zerolev.com after any update to these Terms constitutes acceptance of the revised Terms, even if you have not re-read them. You are responsible for reviewing this page periodically.
What You Confirm By Using This Platform
By accessing or using the Platform you confirm that:
- You are of legal age to enter into a binding agreement under applicable law.
- You have independently assessed the suitability of this Platform for your purposes.
- You are not relying on any representation made by Zerolev, whether oral or written, other than what is contained in this Agreement.
- You understand that all decisions you make based on Content are yours alone, and you bear full responsibility for their consequences.
- You will seek independent professional advice before acting on any information found on this Platform.
No Professional Advice
This is one of the most important clauses in this Agreement. Read it carefully before engaging with any Content on this Platform.
Nothing on this Platform — including but not limited to articles, firm profiles, regulatory summaries, forum posts, editorial content, notifications, and any other Content — constitutes or should be construed as legal advice, tax advice, financial advice, accounting advice, investment advice, or any other form of regulated professional advice.
All Content on www.zerolev.com is published solely for general informational purposes. The information may be incomplete, inaccurate, outdated, or inappropriate for your specific situation. Every regulatory, legal and financial matter is fact-specific, and outcomes depend on individual circumstances that Zerolev cannot know or assess.
What You Must Do Before Acting
- Consult a suitably qualified and independently licensed professional — such as a Chartered Accountant, Advocate, Company Secretary, or Tax Advisor — before taking any action based on Content found on this Platform.
- Verify the current validity and applicability of any regulatory content directly with the relevant authority (CBDT, CBIC, MCA, RBI, ICAI, ICSI, ICMAI or other competent body).
- Obtain written advice specific to your facts and circumstances — not general summaries published for a broad audience.
The listing of a firm on Zerolev does not constitute an endorsement, recommendation, or verification of that firm's credentials, competence, quality of service, or suitability for any particular engagement. Users are solely responsible for their choice of professional and any outcome arising from that engagement.
Scenarios and Their Risk Implications
User Responsibility
Your use of this Platform carries significant personal responsibility. Zerolev operates as an information intermediary only. The responsibility for how you use, interpret, and act upon information found on this Platform rests entirely and exclusively with you.
You are solely and exclusively responsible for all decisions you make, actions you take, and omissions you make that are in any way influenced by Content accessed on this Platform. Zerolev shall have no liability whatsoever for the consequences of those decisions, actions, or omissions — regardless of the nature or magnitude of any resulting loss or damage.
Specific User Obligations
- You must independently verify the accuracy, completeness, and currency of all Content before relying on it for any purpose.
- You must satisfy yourself that any regulatory content is applicable to your jurisdiction, entity type, and specific circumstances.
- You are responsible for maintaining awareness of changes in law and regulation — Zerolev's notification service is supplementary, not exhaustive.
- You are responsible for the accuracy and legality of any content you submit to the Platform, including profile data, forum posts, and articles.
- You must not use this Platform in any manner that could expose Zerolev or other users to legal liability.
- You accept full responsibility for any breach of these Terms committed by you or any person accessing the Platform through your account credentials.
Ignorance of these Terms is not a defence. By using the Platform, you are deemed to have read and accepted these Terms in their entirety, including all risk disclosures and liability limitations.
Content Risk & Accuracy
Zerolev publishes a significant volume of regulatory and professional content. While we exercise reasonable care in curation and publication, the nature of regulatory information means that accuracy cannot be guaranteed at all times.
Zerolev makes no representation, warranty, or guarantee — express or implied — as to the accuracy, completeness, timeliness, reliability, suitability, or fitness for purpose of any Content on this Platform. All Content is provided without warranty of any kind.
Known Limitations You Accept
- Firm profiles are self-submitted by the respective firms. Zerolev does not independently verify all details at all times. Credential information may be outdated, incomplete, or inaccurate.
- Regulatory notifications are sourced from official bodies but are presented as summaries. Summaries may contain errors of omission or interpretation. The original source documents govern in all cases.
- Articles and commentary represent the views of individual authors only and do not constitute the position of Zerolev or any professional body.
- Forum posts are user-generated and unverified. They may contain inaccurate, outdated, or legally incorrect statements. Zerolev does not moderate for legal accuracy.
- Any information on this Platform may become outdated at any time without notice as a result of amendments to legislation, revised circulars, court decisions, or regulatory guidance.
Any reliance you place on Content published on www.zerolev.com is strictly at your own risk. Zerolev accepts no liability for any loss or damage arising from reliance on such information, regardless of how that reliance arose.
Third-Party Risk
The Platform may contain links to third-party websites, embedded content from external sources, and profiles of external firms and professionals. All third-party content and services carry their own risks which you assume entirely upon accessing them.
- Zerolev has no control over the content, accuracy, availability, privacy practices, or security of any third-party website or resource linked from this Platform.
- The inclusion of a hyperlink does not constitute an endorsement, recommendation, or verification of the linked resource, its operator, or its content.
- Any engagement — commercial, professional, or otherwise — entered into between you and any Listed Firm or third party found through this Platform is solely between you and that third party. Zerolev is not a party to any such engagement and accepts no liability for any aspect of it.
- Embedded content from regulatory portals and external databases may independently track your activity and set their own cookies, independent of Zerolev's cookie policy.
- If you suffer a loss or dispute arising from your engagement with a firm or professional found on this Platform, your sole recourse is against that firm or professional — not against Zerolev.
Zerolev strongly recommends conducting independent due diligence — including verification of professional registrations with ICAI, ICSI, or ICMAI — before engaging any Listed Firm for any service.
Limitation & Waiver of Liability
To the fullest extent permitted by applicable law — including the Information Technology Act, 2000 and the Indian Contract Act, 1872 — Zerolev, its affiliates, officers, directors, employees, agents, and licensors shall have absolutely no liability to you or any third party for any loss, damage, cost, expense, or claim of any kind arising from your use of or inability to use this Platform or any Content on it.
Excluded Categories of Liability
Without limiting the generality of the above, Zerolev is not liable for:
- Any direct, indirect, incidental, special, punitive, or consequential damages of any nature whatsoever.
- Any financial loss, tax liability, regulatory penalty, or professional sanction arising from your reliance on Content.
- Any loss of business, revenue, profits, data, goodwill, or anticipated savings.
- Any errors, omissions, interruptions, delays, defects or inaccuracies in Content.
- Any harm arising from your engagement with any Listed Firm or third party identified through the Platform.
- Any unauthorised access to, alteration of, or disclosure of your data or account.
- Any interruption, suspension, modification, or discontinuation of the Platform or any of its features.
- Any loss or damage arising from viruses, malware, or other harmful materials that may infect your device as a result of your use of the Platform.
- Any claims arising from your breach of these Terms or applicable law.
Where liability cannot be fully excluded by law, Zerolev's total aggregate liability to you under or in connection with this Agreement shall not exceed INR 500 (five hundred rupees). Your sole remedy for dissatisfaction with the Platform is to discontinue use of it.
User Indemnity
In addition to Zerolev's limitation of liability, you are required to actively protect Zerolev from claims arising from your conduct on the Platform.
You agree to fully indemnify, defend and hold harmless Zerolev and its officers, directors, employees, agents, licensors and affiliates from and against any and all claims, demands, damages, losses, liabilities, costs and expenses (including reasonable legal fees) arising out of or related to: (a) your use of or access to the Platform; (b) your breach of any provision of this Agreement; (c) any Content you submit, post, or transmit through the Platform; (d) your violation of any third party's rights; or (e) your violation of any applicable law or regulation.
This indemnity obligation survives the termination of this Agreement and your cessation of use of the Platform. You agree that this indemnity is reasonable, proportionate and enforceable to the fullest extent permitted by law.
Intellectual Property
All Content on www.zerolev.com — including the design, layout, graphics, logo, compiled directory data, and original articles — is the intellectual property of Zerolev or its content contributors and is protected under applicable Indian and international copyright law.
- You may access and print Content for personal, non-commercial use only.
- You may not reproduce, distribute, republish, scrape, or systematically extract Content from the Platform without Zerolev's prior written consent.
- You may not use automated tools, bots, crawlers or scrapers to harvest data from the Platform without prior written permission from Zerolev.
- Firm profiles may not be reproduced or used to create competing directories or databases.
- The Zerolev name, wordmark and logo are trademarks of Zerolev. Unauthorised use is strictly prohibited.
Content contributed by registered users remains the intellectual property of the contributor, but by submitting Content you grant Zerolev a non-exclusive, royalty-free, worldwide licence to publish, display, and distribute that Content on the Platform.
Unauthorised reproduction or commercial use of any Content may result in legal action by Zerolev or the relevant content contributor. Zerolev reserves all rights not expressly granted under these Terms.
Account & Access Risk
If you register an account on Zerolev, you assume full responsibility for all activity conducted through that account, whether or not authorised by you.
- You are solely responsible for maintaining the confidentiality of your login credentials. Zerolev is not liable for any loss or damage resulting from your failure to keep credentials secure.
- You must notify Zerolev immediately if you become aware of any unauthorised use of your account. Zerolev is not liable for losses incurred prior to notification.
- You are responsible for ensuring that all Registration Data you provide is and remains true, accurate, and current. Providing false information is a breach of these Terms.
- Zerolev reserves the right to suspend or terminate your account at any time, with or without notice, if it believes you have breached these Terms or applicable law. No liability attaches to Zerolev for any such suspension or termination.
- Upon termination — for any reason — your right to access the Platform ceases immediately. Zerolev is not obligated to retain or return any data associated with your account.
Termination of Access
Zerolev reserves absolute and unconditional rights with respect to access to the Platform.
Modifications to Terms & Platform
Governing Law & Jurisdiction
These Terms of Use shall be governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000, the Indian Contract Act, 1872, and the Consumer Protection Act, 2019, and all applicable rules, regulations and orders made thereunder.
Any disputes arising out of or in connection with your use of www.zerolev.com or these Terms shall be subject to the exclusive jurisdiction of the competent courts in India. By using this Platform, you irrevocably consent to that jurisdiction and waive any objection on grounds of inconvenient forum.
If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be severed from the remaining provisions, which shall remain in full force and effect.
Nothing in these Terms limits any rights you may have under applicable Indian consumer protection law that cannot be contractually excluded. These Terms operate in addition to, not instead of, any such statutory rights.
Contact
If you have any questions about these Terms of Use, wish to report a breach, or require written clarification of any clause, please contact us. Zerolev will respond to genuine written queries within a reasonable time. Note that a response from Zerolev does not constitute a waiver of any right under these Terms.
Questions about these Terms?
Zerolev — Finance, Compliance & Professional Intelligence