ZEROLEV — Personal Loan Calculator

Personal Loan

Calculate your monthly EMI, total interest payable, and get complete amortization schedule

Loan Details

Loan Amount ₹5,00,000

₹10K ₹50L ₹1Cr

Interest & Tenure

Annual Interest Rate 10.5%

5% 17.5% 30%

Loan Tenure (Months) 36 Months

6M 15Y 30Y

EMI Formula: EMI = [P × R × (1+R)^N] / [(1+R)^N - 1]
Where P = Principal, R = Monthly Interest Rate, N = Tenure in Months

Loan Summary

Monthly EMI

₹16,213

Fixed monthly payment for entire tenure

Principal Amount

₹5,00,000

Loan borrowed

Total Interest

₹83,668

Interest payable

Total Payment

₹5,83,668

EMI × Tenure

Payment Breakdown

Principal

Interest

Principal vs Interest Over Time

Amortization Schedule

Month	EMI	Principal	Interest	Balance